Effective Date: 26th March 2025
Last Updated: 26th March 2025
At HomeLoanz.in, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you visit our website or use our home loan services.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, contact details, date of birth, PAN, Aadhaar, income details, and other KYC-related data.
- Financial Information: Bank account details, credit score, income proof, and loan history.
- Property Details: Information related to the property you are financing or using as collateral.
- Technical Information: IP address, browser type, device details, and browsing behavior on our website.
2. How We Use Your Information
We use your information for:
- Processing loan applications and verifying eligibility
- Communicating with you about loan offers, approvals, and updates
- Ensuring compliance with legal and regulatory requirements
- Improving our website and customer experience
- Preventing fraud and unauthorized activities
3. Sharing of Information
We do not sell or rent your personal data. However, we may share your information with:
- Financial Institutions & Credit Bureaus for loan processing and credit verification
- Regulatory Authorities as required by law
- Third-Party Service Providers (e.g., payment gateways, verification agencies) to facilitate our services
- Legal Entities in case of disputes, fraud prevention, or compliance purposes
4. Data Security
We implement industry-standard security measures to protect your personal data from unauthorized access, loss, or misuse. However, while we take all necessary precautions, no online transaction is completely secure, and users are advised to take their own security measures as well.
5. Cookies & Tracking Technologies
Our website uses cookies to enhance user experience and track website performance. You can choose to disable cookies through your browser settings, but this may affect certain website functionalities.
6. Your Rights & Choices
As a user, you have the right to:
- Access and review your personal data
- Request correction or deletion of inaccurate information
- Opt out of promotional communications at any time
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy policies and recommend reviewing their terms separately.
8. Updates to Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the revised date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, you can contact us at:
📧 Email: info@homeloanz.in
By using our website and services, you consent to the collection and use of your information as outlined in this Privacy Policy.